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The Hottest Payment Trends To Watch For In 2018

[Tuesday, January 2nd, 2018]

Every year, there’s something new in the payment space, whether it’s an amazing new travel rewards credit card, free credit score reports for cardholders, or new ways to utilize mobile payment technology.

This year, some of the hottest trends to watch for include travel credit cards that offer more bang for their buck than ever before, the continued popularity of prepaid cards, and better customer service than ever before, across the entire credit card and banking industry.

Here’s what to know as we start off 2018…

Elite credit cards are hotter than ever. It used to be that the most elite travel credit cards charged in the neighborhood of $450 a year to carry. In exchange, they offered perks like round-the-clock access to concierge service, purchase protection, and high value rewards. But a new crop of super premium elite credit cards are upping the ante. These cards give their members things like credits toward TSE Pre service, allowing them to speed through airport security lines, plus free rides in car sharing services, as well as air travel credits with no blackout dates.

Some of these cards require folks to keep a minimum amount in their checking account – as much as $100,000. If you don’t, you’ll be slapped with a monthly fee that can really add up. So be careful, and read all the terms and conditions before applying for one of these elite cards.

Prepaid cards continue to be extremely popular, replacing traditional bank accounts for many young people. These cards are used much like credit cards. The difference is, you can’t go into debt on a prepaid card, because you load funds on in the beginning, and simply use the card until the funds are gone – at which point you can load more money onto the card. You can pay bills, make purchases, and even set aside savings using these prepaid cards, making them very useful, and a great alternative in the payment world.

No fee credit cards are becoming the norm, with more and more cards not charging for things like a late payment, going over your credit limit, or making a purchase in a foreign country. With fewer fees, more people are embracing the power of credit cards as essential parts of their financial toolkit.

See also

Q: Why Prepaid Cards Are The Hottest Financial Trend Going

Prepaid cards are suddenly everywhere, it seems. Teenagers have them, college kids have them, parents have them, and even grandparents are using them.

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Q: A Beginner’s Guide To Prepaid Cards

Question: When is a credit card not a credit card?
Answer: When it’s a prepaid card.

Do you know the ins and outs of prepaid cards? If not – if, perhaps, you aren’t even entirely sure what a prepaid card is – then this article will tell you all you need to know.

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Q: The 4 Types of Cards Most People Carry

Most of us have wallets packed with plastic—but what exactly is it that we’re carrying around, anyway? It’s not just credit cards, although the average household has more than three credit card accounts.

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Q: Prepaid Cards: A Guide to the Different Types

When it comes to prepaid cards, it’s not unusual to get a little confused as to the different types out there. Prepaid cards are more popular than ever and no two are exactly the same.

more ››
Q: 5 Things You Can Do With a Prepaid Card

Prepaid cards are increasing in popularity, with more and more people becoming wise to the benefits of using cards instead of cash. But even if you’re already a pro at using prepaid cards, you may not know all the things you can do with it.

more ››
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