Balance transfer cards Guides

Lots of banks and credit card companies come up with special balance transfer credit card offers promising low or 0% intro APR on balance transfers for a promotional period of time, typically between 12 and 21 months. With no interest on transferred balances during the time allotted there is a great opportunity to save and [...]

Last week, the interest rate on new credit cards fell for the first time since July. The Credit Card Rate Report looked at the top 100 most popular credit cards in the United States and found that the average annual percentage rate dipped to 14.99 percent, and balance transfer credit cards are offering APRs at [...]

The average length of the balance transfer period which hovered around 12 months in the month of April 2011 has dipped to 11 months in May. Though this is just a 3 percent dip, experts feel it may be the starting signs of a bigger trend. The duration of the interest free balance transfers went [...]

It is not surprising to see a pile of credit card offers in your mailbox on a daily basis. A majority of those offers, are about balance transfer credit cards that offer 0% interest. While these offers may seem to be very tempting, customers have to be aware of the various terms and conditions governing [...]

A lot of customers during the recent holiday and festive season, had concerns about using their credit cards for shopping. A lot of them in fact, switched to spending cash, checks or debit cards in order to make most of their payments. This has been noted by the card issuers; which is why bigger incentives [...]