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No credit cards for those below 18

[Tuesday, February 1st, 2011]

In a recent survey, majority of the respondents felt that it was wrong to extend credit lines to teens below the age of 18. The new credit card laws have taken it a step further by mandating that no one under the age of 21 will be able to get a credit card without showing either a proof of income or having a co-signer on the card.

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Prepaid debit cards and protection from fraud

[Thursday, January 20th, 2011]

Prepaid cards are being used as a method of payment by many people these days. According to the Federal Reserve an estimated 17% of Americans are currently using prepaid debit cards. In fact, the number could increase with more people getting rid of their credit card debts and the card itself.

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Bad credit cards for those with poor credit scores

[Monday, January 3rd, 2011]

After the recent economic turmoil many individuals have found themselves with a poor credit score. In fact, they are seeing themselves in a position they didn’t think they would be in. A lot of people are finding it difficult to get credit line and at this juncture, some of them are turning to credit cards to help them restart building their credit history once again.

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Why Fewer Banks Are Charging Credit Card Fees

[Thursday, November 9th, 2017]

It used to be that if your credit card payment was late, you could count on paying a fee in the neighborhood of $35. Similarly, if you accidentally went over your credit limit, you’d pay for it, rather than having your card turned down. Over-the-limit charges were usually also around $35, and they could really add up if you went over the limit more than once a month.

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The Secret Way To Pay Down Debt Faster Than You Ever Dreamed

[Thursday, September 21st, 2017]

If your credit card debt feels like a black hole from which you can never escape, you might feel like you’ll never be free of worries about minimum payments and APRs. The bills keep mounting as you slowly chip away at each balance, wishing there were a way to pay down your debt faster.

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Choose Your Own Rewards Card: How To Get The Rewards You Really Want

[Thursday, August 3rd, 2017]

Applying for a great rewards credit card is one of the best things you can do for yourself, if you’d like to earn points, frequent flyer miles, and cash back just for buying things you’d be buying anyway. But there are so many different rewards credit cards out there; it can be difficult to know which one is the right one for you. Here’s a brief rundown on the types of cards and how they work, so you can choose the rewards credit card that gives you what you really want.

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