A credit card variable interest rate is a variable APR on credit cards that moves up or down depending on the prime rate (also known as index). The prime rate itself goes up and down with changes in the federal funds rate set quarterly by the Fed.
Variable interest rate
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Discover® Card
Discover® More Card
Discover® More Card
Credit
History
Excellent /
Good
History
Excellent /
Good
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
Capital One®
Platinum Credit Card
Platinum Credit Card
Credit
History
Average /
Limited
History
Average /
Limited
- $0 intro annual fee for the first year; $19 after that.
- Image Card - personalize your card with an image of your choice.
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Capital One, N.A.
Orchard Bank® Visa® Cards
Orchard Bank® Visa® Cards
Credit
History
Bad / No
History
Bad / No
- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit.
- Acceptance at millions of locations worldwide, including website purchases and reservations.