Bad credit means that your credit rating is not that good. According to a FICO score model bad credit ranges between 350 and 619. There are several reasons for bad credit and these are making late payments, going over credit limit or filing bankruptcy. If your credit is bad you are most likely (but not necessarily) to be turned down for a regular credit card.
Bad credit
Our best
credit card offers
credit card offers
Discover® Card
Discover® More Card
Discover® More Card
Credit
History
Excellent /
Good
History
Excellent /
Good
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
Capital One®
Platinum Credit Card
Platinum Credit Card
Credit
History
Average /
Limited
History
Average /
Limited
- $0 intro annual fee for the first year; $19 after that.
- Image Card - personalize your card with an image of your choice.
or Call
(866)554-0808
(866)554-0808
Capital One, N.A.
Orchard Bank® Visa® Cards
Orchard Bank® Visa® Cards
Credit
History
Bad / No
History
Bad / No
- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit.
- Acceptance at millions of locations worldwide, including website purchases and reservations.