Secured credit cards FAQs

Please contact your secured credit card issuer directly since we are not and ask them about your application. It is necessary to keep a copy of your application handy.

You are welcome to visit our web page with secured credit cards on and compare the cards displayed side by side. Find out which secured credit cards perform no credit checks and report to the three major credit bureaus monthly. If a secured credit card requires a credit check, the credit card issuer will pull [...]

Secured credit cards require initial deposit, also called security deposit, to minimize the risk of default. So, if you default on your credit card payments, the credit card company keeps the deposit.

Most secured cards report to the credit bureaus, but when applying for such a card make sure it reports as a credit card, and not a secured one. On our website you can find a great selection of secured credit cards to apply for online.