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TOP 3 HOTTEST QUESTIONS

Q: want a credit card with 0% intro apr on balance transfers for a year and no fee to transfer my balance. do you have any to offer?

It is not typical for balance transfer credit cards to combine such features as 0% intro APR on balance transfers and no balance transfer fee. But there is such a balance transfer credit card. It comes with a 0% intro APR on balance transfers for 12 months and no balance transfer fee. Think this is […]

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Q: What are cash back credit cards?

Cash back credit cards allow you to earn cash rewards for making qualifying purchases. Before applying for a specific cash back credit card it is important to find out what cash back percentage you can get, whether there is a cap on the amount of cash back you earn a year. Some cash back credit […]

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Q: what’s the difference between visa and mastercard

Visa and MasterCard are the two widely recognized credit card payment processors. Both Visa and MasterCard do not issue credit cards and prepaid cards. These are two competing companies that offer similar services to banks. Banks issue credit cards and Visa and MasterCard provide a method of payment for card transactions. As for the cards […]

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RECENTLY ADDED QUESTIONS:

Q: I have terrible credit and want to declare bankruptcy and then get a secured credit card. What do you think?

Apply for a secured credit card before you declare the bankruptcy. It is important to apply before you declare the bankruptcy because issuers may not open you a credit line while you have undischarged bankruptcy. Also, think again before you declare the bankruptcy. Talk to your creditors about your financial situation. Most of the creditors […]

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Q: What credit scores are considered fair credit history?

According to the FICO credit score rating, fair credit falls into the range between 640 and 699. You can check your current credit scores and credit reports with all credit bureaus online.

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Q: I have two credit cards with outstanding balance. Is there a way to combine the two with a new one so I can pay them off and still have a usable credit card?

The only way is to apply for a balance transfer credit card. You can combine the balance of both of your cards on to one balance transfer credit card, if you are extended a big enough credit limit. But to qualify for such credit card you should have good or excellent credit history. If your […]

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