Credit Card Details
American Express
TrueEarnings® Card from Costco and American Express
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
About
- American Express® Card and Costco Membership Card in one - with no annual fee for Costco members.
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco.
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express.
Credit Card Rates
Rurchases:
Introductory APR:
0%
Introductory Period:
6 months
Ongoing APR:
15.24% (V)
Default APR:
27.24%
Minimum Grace Period:
25 days
Minimum Finance
Charge:
see site
Balance Transfer:
Introductory APR:
Yes
Introductory Period:
n/a
Ongoing APR:
Yes
Default APR:
27.24%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
see site
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
25.24%
Default APR:
27.24%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
see site
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Cash Advance Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Foreign Transaction Fees:
Minimum:
n/a
Fee Rate:
2.7%
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$0
Penalty Fees:
Late Payment Fee:
Up to $35