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Credit Card Details
American ExpressTrue Earnings® Card from Costco and American Express
Card Highlights:
Available Rewards:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
About:
- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
- No Annual Fee with your paid Costco Membership.
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
- No Limit on the Cash Back earned.
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Credit Card Rates
| Purchases: |
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Introductory APR:
0%
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Introductory Period:
6 months
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Ongoing APR:
15.24% (V)
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Default APR:
27.24%
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Minimum Grace Period:
25 days
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Minimum Finance Charge:
see site
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| Balance Transfers: |
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Introductory APR:
Yes
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Introductory Period:
Yes
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Ongoing APR:
Yes
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Default APR:
27.24%
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Minimum Grace Period:
n/a
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Minimum Finance Charge:
see site
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| Cash Advances: |
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Introductory APR:
n/a
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Introductory Period:
n/a
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Ongoing APR:
25.24%
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Default APR:
27.24%
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Minimum Grace Period:
n/a
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Minimum Finance Charge:
see site
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Credit Card Transaction Fees
| Balance Transfer Fees: |
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Minimum:
$5
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Fee Rate:
3%
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Maximum:
n/a
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| Cash Advance Fees: |
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Minimum:
$5
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Fee Rate:
3%
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Maximum:
n/a
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| Foreign Exchange Fees: |
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Minimum:
n/a
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Fee Rate:
2.7%
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Maximum:
n/a
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Credit Card Other Fees
| Initial Fees: |
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Setup Fee:
$0
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| Maintenance Fees: |
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Annual Fee:
$0
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| Penalty Fees: |
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Late Payment Fee:
$19
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