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Credit Card Payoff Calculator

Our online credit card payoff tool helps you calculate either your monthly payment needed to pay back your current credit card debt or the number of months it will take you to repay your credit card balance in full. Fill in the fields below and get your results.

Your credit card balance


Your credit card interest
rate (APR), %

You are going to pay
per month
 
You are going to pay during
month(s)
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Bank Card Name Credit History Intro APR Purch. Intro APR Bal.Tr. APR % Annual Fee
Bank Name
Card Name
Credit History Intro APR Purch.
(Intro Period)
Intro APR Bal.Tr.
(Intro Period)
APR % Annual Fee Apply / Details

Citibank
Citi® Platinum Select® MasterCard®
Good 0%
(18 months)26
0%
(18 months)26
11.99% -
21.99%26 (V)
$026 Apply Now! See details

Discover® Card
Discover® More Card
Excellent / Good 0%
(15 months)
0%
(15 months)
10.99% -
20.99%± Variable
$0 Apply Now! See details

Capital One®
Capital One® MasterCard® Offers for You
N/A See terms See terms 10.9% -
24.9% (V)
See terms Apply Now! See details

Capital One®
Platinum Credit Card
Average / Limited n/a n/a 24.9% (V) $0 intro for first year;
$19 after that
Apply Now!
See details

HSBC Bank Nevada
Orchard Bank® Classic MasterCards
Fair Credit n/a n/a 7.99% -
24.99%
$0 - $5938 Apply Now! See details
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Our best prepaid card offers:
Bank name
Card name
Activation Fee Guaranteed Approval Credit Check Build Credit Direct Deposit Bill Pay Apply / Details

The Bancorp Bank
mPower™ Visa® Prepaid Card
$053 Yes! No Yes Free Yes Apply Now!
see details

MetaBank
SilverCard Prepaid MasterCard®
$9.95 Yes! No Yes Free Yes Apply Now!
see details

University National Bank
Good2GO Prepaid MasterCard®
$9.95 Yes! No No Free Free Apply Now!
see details
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable
± Click apply to view rates, fees, rewards, limitations and other important information.
26 See the Citi card terms and conditions online.
38 $39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter.
53 The full $9.95 Activate Card Fee will be charged, but on the first Direct Deposit that occurs, the $9.95 Activate Card Fee will be refunded to your Card Account within 30 days of your first Direct Deposit.
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