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Credit Card Details
HSBC Bank NevadaOrchard Bank® Visa® Cards
Card Highlights:
Available Rewards:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Fair Credit
Issuing Country:
United States
About:
- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
- Acceptance at millions of locations including website purchases and reservations.
- Your account information is updated and at your fingertips 24/7 so you can manage it your way.
- Email and text messages to remind you of your upcoming payment due date with online enrollment.
- On-call customer service representatives to assist you with questions or concerns.
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Credit Card Rates
| Purchases: |
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Introductory APR:
n/a
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Introductory Period:
n/a
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Ongoing APR:
7.90% - 28.90%
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Default APR:
29.49%
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Minimum Grace Period:
n/a
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Minimum Finance Charge:
$1.00
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| Balance Transfers: |
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Introductory APR:
n/a
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Introductory Period:
n/a
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Ongoing APR:
7.90% - 28.90%
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Default APR:
29.49%
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Minimum Grace Period:
n/a
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Minimum Finance Charge:
$1.00
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| Cash Advances: |
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Introductory APR:
n/a
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Introductory Period:
n/a
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Ongoing APR:
20.90%
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Default APR:
29.49%
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Minimum Grace Period:
n/a
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Minimum Finance Charge:
$1.00
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Credit Card Transaction Fees
| Balance Transfer Fees: |
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Minimum:
$5
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Fee Rate:
5%
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Maximum:
n/a
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| Cash Advance Fees: |
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Minimum:
$5
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Fee Rate:
5%
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Maximum:
n/a
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| Foreign Exchange Fees: |
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Minimum:
n/a
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Fee Rate:
3%
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Maximum:
n/a
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Credit Card Other Fees
| Initial Fees: |
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Setup Fee:
$0 - $39
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| Maintenance Fees: |
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Annual Fee:
$35 - $79
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| Penalty Fees: |
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Late Payment Fee:
$30
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