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Displaying 70 to 80 (of 81 questions)
Page: 8 of 9
Date: February 18, 2008, 3:08 am
Question:
how long does a credit card is approved cause im trying 18 soon
Answer:
If you`re trying to establish your credit and want to get a credit card with instant approval you can sort out one of guaranteed approval cards which are approved regardless of your credit history. Consider secured credit card applications for Orchard bank card or New Millennium bank credit card, which credit line is determined by amount of security deposit. Secured credit cards can be good decision for credit building. If you`d prefer unsecured credit card offer, you may select one of First PREMIER credit cards with instant approval. Just ponder over, which card is better for you to build strong credit and apply online for card with us!
Date: February 18, 2008, 3:08 am
Question:
I applied for citibank diamond preferred card, and I found out late this was unsecured. The reason I applied for the card is that it had offered identity protection. Should I cancel?
Answer:
Unsecured means that your credit card is not secured by the collateral and you qualify based on credit history, financial strength and earnings potential, in contrast to secured cards, which require deposit for approval. This has nothing to do with identity theft protection. Citibank Diamond Preferred Card is a good choice.
Date: February 18, 2008, 3:08 am
Question:
I charge at least $150,000 annually on my Mastercard and my credit is perfect.
I'm looking for more than 1% cash back. Do you know who would have the BEST
cash back credit card....without limits, gimmicks, etc?

Thank you.
Answer:
You are welcome to look through and compare American Express credit cards or Chase credit cards among which you are sure to find something without annual fee, but with good rewards. Best regards Manager of Immediate Credit Card Care Service
Date: March 18, 2008, 7:30 am
Question:
what's the best card to build poor credit
Answer:
If you have poor credit and you want to build a good credit history you need to start with a bad or no credit card. You can apply for this card online at our web site. Bad credit card will probably give you a small credit limit and rather high interest rates. If you make all the payments on time and prove to be a responsible cardholder, they'll raise your credit limit and offer you better terms in about 6 months. We recommend you to start with a Centennial Gold MasterCard/Visa Card by First PREMIER Bank. This card is perfect for those who want to establish a goos credit score. It offers guaranteed approval, low APR on purchases, credit limit increase by making 2 minimum monthly payments.
Date: April 2, 2008, 6:48 am
Question:
I would like a phone number or contact to make a balnce transfer please.
Answer:
Unfortunately, we don't provide contact information on banks. This website is an information resource only. When applying for a credit card, you are getting redirected to the oficial website of the bank. We don't know what credit card you have, so we can't tell you the phone number. Please visit the website of your bank for contact info.
Date: April 18, 2008, 4:25 am
Question:
I would like to get a credit card where approval is instant and you can have use of the credit card immediately. Is there such a card? Please let me know.
Answer:
There are such cards that can be used right after instant approval. If you get an instant approval, the bank can show you your credit card number and expiration date immediately. Then you can shop online or by phone with this plastic. You obviously can't go to the merchant as you don't have a card yet. Also there may be some limited amount of money you can use. And, please, take into account that there are no credit cards that will guarantee you that. Some banks will only give this option to some customers (not all).
Date: May 23, 2008, 5:46 am
Question:
I am interested in a credit card for bad credit to re-establish my credit. Most of the offers out there are for a credit limit that starts with a credit limit of $350.00, which is basically eaten-up by all of the initial fees. Do you know any of the credit card companies that let you establish a credit card that you can deposit an amount of money into an account and that is your credit limit? i.e., If I put $1,000.00 in an account, after the fees, etc., there can be a $1,000.00 credit limit available. In other words, something like a secured credit card that is secured by my deposit
of $1,000.00 ? Thanks Kathy
Answer:
You can try to apply for one of our top secured credit card offers. Such deals are the best way to rebuild your credit. With best secured credit cards your credit limit matches the security deposit you provide. You should also consider that not all secured credit card offers report your card to the major credit bureaus. We advise you to apply for a Black Diamond Visa or MasterCard by Millenium Bank. This card offers guaranteed approval, getting cash at over 740,000 ATMs, reporting to all 3 bureaus, credit limits up to $10,000, emergency cash transfers, $100,000 travel accident insurance, extended warranty protection, special high introductory savings rate.
Date: December 9, 2008, 6:24 am
Question:
Is it possible to do a balance transfer of my son's card (in his name only) to a card in my name or do they only allow transfers in the same name cards?
Answer:
In theory it is possible to do a balance transfer from a card in another person's name onto a card in your name. But you need to have really good or excellent credit and creditors' trust. If the bank is 100% sure you'll make payments on time and never miss one, you might be approved for the balance transfer application. Also, you must understand that once you transfer the balance, you become legally responsible for it. So, if you are a creditworthy person and you are willing to pay the other person's debt, feel free to make the transfer. On our part we can suggest you look through balance transfer offers available on our website. Most of them offer 0% intro APR on balance transfers for 6 or 12 months and no annual fees. As you choose a most agreeable deal, contact the issuing bank to make certain they allow the transfer from another's name card account.
Date: September 20, 2010, 7:19 am
Question:
Does Providian Bank Exist Today?
Answer:

Providian was acquired by Washington Mutual in 2005 and since then has not been functioning as an independent banking institution. Providian was famous as an issuer of credit cards for people with limited or bad credit, and was appreciated by those who couldn’t get approved for credit cards at other places. Today options for people with bad credit are numerous – one can choose from credit cards for limited credit, secured credit cards, and prepaid debit cards. With competition getting higher, interest rates, fees and other credit card terms are getting more competitive. To compare best offers for people with bad credit available today visit Bad Credit Card Offers page on our site.

Date: November 23, 2010, 3:12 am
Question:
Does Providian Bank Exist Today?
Answer:

Thank you for your question. Here is a brief outline of Providian history. Providian was started in 1997. It was famous as an issuer of credit cards for people with limited or bad credit, and was appreciated by those who couldn’t get approved for credit cards at other places. In October 2005 Providian was acquired by Washington Mutual, also known as WaMu, and since then has not been functioning as an independent banking institution. Later on WaMu banking subsidiaries were sold to JPMorgan Chase and nowadays they are known as JPMorgan Chase branches.

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