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You've got a question concerning credit cards?
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Displaying 0 to 10 (of 77 questions)
Page:   1 of 8
User Name:
Sondra Leann
Date:
September 12, 2006, 3:52 am
How many concurrent cards can I have?


Answer:
Theoretically, you can have as many credit cards as you want. But you will have to pay off all the numerous balances, which will surely complicate your life. Normally people have 3-4 credit cards - store card, gasoline or frequent flyer card (rewards card), any consumer card and a business card (if you are a businessman). Take as more cards as you need in your everyday life, but be wise.

Best regards,
Manager of Immediate Credit Card Care Service,
www.Low-Interest-Rate-Visa-Credit-Cards.com
User Name:
Abey
Date:
November 8, 2006, 5:44 pm
I have offers from American Express for thie Gold and Blue cards. Which is the right one for me?


Answer:
It depends on your credit score and needs. But generally, Blue card is considered to be more flexible and less prestigious. You can compare both Blue credit card and Gold credit card to finally decide which of them fits your needs best.

Best,
Manager of Immediate Credit Card Care Service
User Name:
zaheer
Date:
November 8, 2006, 10:29 pm
idont have credit iwana card


Answer:
If you do not have a credit history, you should get a bank account and apply either for a secured credit card or any other credit card for bad credit.

Good luck,
Manager of Immediate Credit Card Care Service
User Name:
ellen macfarlane
Date:
November 9, 2006, 12:41 am
ge t preapproved offers, then are denied. If time between offers and applications is matter of days, how could things change to get denied. I am trying to reestablish the mistakes i made in the past.


Answer:
If you were pre-approved for a credit card, it means the bank has looked through your credit report and considered it to be satisfactory for this or that credit card, after that you received a pre-approval letter. If it is you who applied for a credit card, it depends on the bank whether to approve you or not, and if your credit score is not enough for the card you want to get, you can get a denial. It is impossible that you get approval and after that denial comes.

Best,
Manager of Immediate Credit Card Care Service
User Name:
james elmore
Date:
November 9, 2006, 9:02 am
i applied 4the fidelity card please cancel my app asap


Answer:
If you want to cancel your application, you should contact the bank issuer of the credit card and ask them to do it. But you should know that cancellation will damage your credit score.

Have a nice day,
Manager of Immediate Credit Card Care Service
User Name:
Chris
Date:
November 10, 2006, 4:44 pm
After 3 months of having my first credit card, I still don't have a score. How long does it take to get a score reported?


Answer:
Actually, credit score is updated once in 6 months generally, but there are credit card companies that report to credit bureaus monthly, but evidently, it's not the case with your bank. If you want your credit report to be updated immediately, ask your bank to send your information to the bureaus.

Best,
Manager of Immediate Credit Card Care Service
User Name:
Louis Manigo
Date:
November 11, 2006, 3:36 pm
i recieved a pre selected form wiyh an activation number i called on the phone to accept but i dont know if the app was processed correctly i want verify the info they reccieved the info


Answer:
The only way to do that is to call the bank or contact it somehow else and clear out all the details.

Best of luck,
Manager of Immediate Credit Card Care Service
User Name:
lisseth montague
Date:
November 13, 2006, 3:22 am
how can i apply for a credit card to build my credit


Answer:
If you want to apply online for a credit card,
you should first of all get your credit report.
After that you can look through credit cards for
which your score is eligible and choose one or
several of them that correspond to your needs and
requirements.Click the link "Apply Now" by the card
you've chosen to be redirected to the page with an
application form. After you fill it out, you'll
have to wait for the bank's approval and your card
to be sent to you by mail.

Best of luck,
Manager of Immediate Credit Card Care Service
User Name:
Diane Seldon
Date:
November 13, 2006, 7:29 pm
The status on my recent appleacation


Answer:
To know the status of your credit card application, please, turn to the bank, as we have no information concerning your cards or balances.

Best,
Manager of Immediate Credit Card Care Service
User Name:
cornell
Date:
November 14, 2006, 3:26 pm
i have no credit at all, yet i have a credit score. i\'ve been denied by every company there is (almost). what steps must i take in order for me to start to build my credit?


Answer:
You should get a bank account which will add to your credit score and enable you to apply for a secured credit card. You can also apply for an unsecured credit card for bad credit (by Orchard bank or First Premier). On condition that you will pay off your balances accurately, your score will grow, after which you'll be able to apply for more credit cards.

Best,
Manager of Immediate Credit Card Care Service
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