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Credit Card Details

HFC Bank

GM MasterCard®

Card Highlights:

Available Rewards:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United Kingdom

For explanation of each icon click here

About:

0% p.a. on all purchases and balance transfers, fixed for the first 5 months from account opening.
No Annual Fee.
Typical 14.9% APR variable.
Free additional Card.
Rebate Points are earned at the rate of 3% of your spend.
1 Rebate Point is equivalent to a £1 saving off the price of your new Vauxhall or Saab.
100 free Rebate Points when you use your GM Card for the first time (the equivalent to £100 saving off your new Vauxhall or Saab).

Credit Card Rates

Purchases:

Introductory APR:

Introductory Period:

5 months

Ongoing APR:

14.9%

Default APR:

see terms

Minimum Grace Period:

56 days

Minimum Finance
Charge:

£5

Balance Transfers:

Introductory APR:

Introductory Period:

5 months

Ongoing APR:

14.9%

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

£5

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

23.9%

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

£5

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

£5

Fee Rate:

Maximum:

n/a

Cash Advance Fees:

Minimum:

£3

Fee Rate:

2.5%

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

£0

Maintenance Fees:

Setup Fee:

£0

Penalty Fees:

Late Payment Fee:

see terms