A new "immediate credit card care" service is available now. Our advisers are ready to answer all of your questions.

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Credit Card Details

Discover® Card

Discover® Motiva Card

Card Highlights:

Available Rewards:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

For explanation of each icon click here

About:

3.99% Intro APR.
No Annual Fee.
5% to 20% Cashback Bonus.
Earn up to 1% Cashback Bonus on all other purchases.
Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone.
Unlimited cash rewards.

Credit Card Rates

Purchases:

Introductory APR:

3.99%

Introductory Period:

6 months

Ongoing APR:

as low as
11.99%

Default APR:

Up to 16.99%¹⁹

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

Balance Transfers:

Introductory APR:

3.99%

Introductory Period:

12 months

Ongoing APR:

as low as
11.99%

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

23.99%

Default APR:

Up to 28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

n/a

Fee Rate:

Maximum:

n/a

Cash Advance Fees:

Minimum:

$10

Fee Rate:

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

Penalty Fees:

Late Payment Fee:

$19

¹⁹ The default APR for purchases may vary monthly and equals the Prime Rate + an amount between up to 13.74% and up to 21.74%.