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Credit Card Details

Discover® Motiva Card

Discover® Card

Discover® Motiva Card
Card Highlights:
Available Rewards:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
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About:

  • 3.99% Intro APR.
  • No Annual Fee.
  • 5% to 20% Cashback Bonus.
  • Earn up to 1% Cashback Bonus on all other purchases.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone.
  • Unlimited cash rewards.

Zero Liability
Credit Card Rates
Purchases:
Introductory APR:
3.99%
Introductory Period:
6 months
Ongoing APR:
as low as
11.99%
Default APR:
Up to 16.99%19
Minimum Grace Period:
25 days
Minimum Finance
Charge:
$0.50
Balance Transfers:
Introductory APR:
3.99%
Introductory Period:
12 months
Ongoing APR:
as low as
11.99%
Default APR:
n/a
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
23.99%
Default APR:
Up to 28.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a
Cash Advance Fees:
Minimum:
$10
Fee Rate:
5%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
2%
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$0
Penalty Fees:
Late Payment Fee:
$19
19 The default APR for purchases may vary monthly and equals the Prime Rate + an amount between up to 13.74% and up to 21.74%.
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