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A new "immediate credit card care" service is available now. Our advisers are ready to answer all of your questions.

Credit Card Details

Discover® Card

Discover® Motiva Card

Card Highlights:

Available Rewards:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

For explanation of each icon click here

About:

Cash rewards for your good credit management.
Each time you make 6 on-time payments in a row, you´ll get a Pay-On-Time Bonus equal to a full month´s interest added to your Cashback Bonus account.
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.
Up to 1% unlimited Cashback Bonus on all other purchases.
3.99% intro APR on balance transfers for a full 15 months, then the Regular APR.
3.99% intro APR on purchases for a full 12 months, then the Regular APR.
Unlimited cash rewards that never expire.
Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
Flexible redemption options: choose from Partner gift cards, an electronic deposit to your bank account, or credit to your Discover card account to lower your balance.

Credit Card Rates

Purchases:

Introductory APR:

3.99%

Introductory Period:

12 months

Ongoing APR:

11.99% -
20.99%^± (V)

Default APR:

Up to 25.99%²¹

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

Balance Transfers:

Introductory APR:

3.99%

Introductory Period:

15 months

Ongoing APR:

11.99% -
20.99%^± (V)

Default APR:

Up to 25.99%²¹

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

23.99%

Default APR:

Up to 28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

n/a

Fee Rate:

Maximum:

n/a

Cash Advance Fees:

Minimum:

$10

Fee Rate:

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

Penalty Fees:

Late Payment Fee:

Up to $35

^± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
²¹ The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 13.74% and up to 22.74%.