Credit Card Details
Discover® Card
Discover® Motiva Card
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
About
- Earn Cashback Bonus for your good credit managment.
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±
- Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com.
- Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report).
- 24/7 access to a U.S. - based Account Manager within 60 seconds.
- $0 Fraud Liability plus mobile and email fraud alert options.
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
- ±Click apply to view rates, fees, rewards, limitations and other important information.
- Unlimited cash rewards that never expire.
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
- Flexible redemption options - Choose from Partner gift cards, merchandise, Discover gift cards, charity, or cash.
Credit Card Rates
Rurchases:
Introductory APR:
0%
Introductory Period:
15 months
Ongoing APR:
10.99% -
20.99%± Variable
Default APR:
Up to 25.99%21
Minimum Grace Period:
25 days
Minimum Finance
Charge:
$0.50
Balance Transfer:
Introductory APR:
0%
Introductory Period:
15 months
Ongoing APR:
10.99% -
20.99%± Variable
Default APR:
Up to 25.99%21
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
23.99%
Default APR:
see site
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
n/a
Fee Rate:
3%±
Maximum:
n/a
Cash Advance Fees:
Minimum:
$10
Fee Rate:
5%
Maximum:
n/a
Foreign Transaction Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$0
Penalty Fees:
Late Payment Fee:
Up to $35
± Click apply to view rates, fees, rewards, limitations and other important information.
21 The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 12.74% and up to 22.74%.
21 The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 12.74% and up to 22.74%.