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Horizon Card Services Horizon Gold Credit Card

HIGH LIMIT CREDIT CARDS

make your dream come true

Apply for extra high limit credit card for excellent credit
Discover® Card
Discover it®
Discover it®
  • 0% intro APR on purchases & balance transfers for 14 months-then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Rated 4.8 out of 5 stars by over 4,000 cardmembers.±
  • No annual fee, no late fee for your first late payment - APR won´t go up for us paying late, no overlimit fee and no foreign transaction fee.±
A no annual fee credit card for fair credit
Barclaycard® Rewards MasterCard® - Average Credit
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you′ve made.
True credit line for bad credit
Horizon Card Services
Horizon Gold Credit Card
Horizon Gold Credit Card
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
Card for Limited/No credit
Best Credit Cards from
Credit-Land.com
Credit-Land.com
  • Limited or No Credit? Apply for a Credit Card Today.
  • 0% Intro APR on Purchases for up to 12 months.
  • Monthly Reporting to major Consumer Reporting Agencies.
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Other Credit Cards with High Limit:
Bank name
Card name
Credit History Intro APR Purch.
(Intro Period)
APR % Annual Fee Apply / Details
Fingerhut Credit Account
WebBank
Fingerhut Credit Account
Bad n/a 24.90% $0 Apply Now!
see details
Credit One Bank® Credit Card with Gas Rewards
Credit One® Bank
Credit One Bank® Credit Card with Gas Rewards
Fair n/a 17.90% -
23.90% (Variable)
$35-$75 Apply Now!
see details
TronixCountry™
Tronix Country
TronixCountry™
Any Credit (No Credit Check) n/a 0.0% $49 Apply Now!
see details
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High Limit Credit Cards Specially for You

High limit credit cards are considered to be prestige cards usually labelled gold, platinum, black and silver. Lots of consumers and business owners irrespective of their credit score long for high-limit credit cards. No doubt, the higher your credit limit, the greater number of high-valued purchases you can afford.
Experienced cardholders know for sure that applying for a credit card with a high limit is a time-consuming process. You can wait from several business days to several business weeks to learn whether you are approved for such a card and what credit limit you are granted with. But be patient 'cause it is worth it.
High limit credit cards come with reasonably low interest rates and no annual fees over long periods of time. Also note that the higher your credit score, the lower APR you get. More than that, cards with high limits offer zero percent introductory APRs for considerably long promo periods. Thus, you can take extra advantage of a 0% intro APR on balance transfers saving hundreds. Move your already existing higher-rate balances to your high limit credit card without paying any interest within a reasonable intro period, and, getting rid of your accumulated debt, boost your credit score.
Most credit cards with large credit lines cover concierge services, cash back and rewards programs.
There is a good deal of high limit cards on today's credit card market. When applying for such a credit card approach this issue wisely, compare different high limit credit cards from different reliable card issuers and make your choice.

High Limit Credit Cards for Bad Credit

Every credit card applicant, no matter what credit score he or she has, desires to get a credit card with a high limit when applying. A high limit credit card you hold speaks of your financial independence and big purchases you can make.
Most applicants with bad credit history think that only those with good or excellent credit can get credit cards with high credit limits, and consumers with bad credit, no or limited credit usually stay aside. But it is not necessarily true. Applicants with bad credit scores can obtain high limit credit cards as credit history is not the only one factor to be considered when it comes to assessing their credit limits. Applicants' stable income also plays an important role in this matter. Besides, you can get higher credit limits with a company that you already have an account with.
The meaning of a "high limit" is quite uncertain. Different people think of their desired high credit limit in a different way. Somebody needs a six-zero figure to suit their purchasing habits best, somebody considers $10,000 to be a great amount of money. Thus, when applying for a credit card, define what high limit means to you personally. Once you learn what kind of credit limit you're looking for, you can find credit card offers.
If you are given a credit limit lower than expected arm yourself with patience and enjoy credit limits granted to you. Build or improve your credit score gradually by paying your bills regularly and on time and make necessary purchases with a credit card of your choice. Show credit card issuers you are a responsible cardholder with improved credit history. And in the very near future you can get your credit limit increased.

Ways to Increase Your Credit Limit

Cardholders with no, limited, bad or fair credit do not have to be disappointed about their cards with not so high credit limits resulting in limited spending capacity. This is not for good, and wise handling of your already existing account can help you get your credit line extended.
Responsible cardholders who pay bills on time and keep within credit limits do have a chance of being offered a credit line increase within their existing card offer. At the same time they improve their FICO score and win trust of different credit card issuers as their proper and successful credit activity is reported to credit bureaus.
If you are a person with no or limited credit and you are desperately looking for a high limit credit card, you can simply apply for multiple credit cards. Combined limits on your multiple cards may satisfy your needs. But don't get too involved to avoid big debts. A card applicant with no, limited or bad credit may be interested in prepaid card offers. Your own money loaded into your prepaid card in advance will be your so called credit line. And it's up to you to decide whether you spend within your prepaid card credit line without any debts or get an overdraft.
As mentioned above, there are at least three ways for no, limited, bad or fair credit cardholders to get a desirable amount of credit line.
So, get your credit limit on a single card extended, apply for multiple credit cards or choose a prepaid credit card with a possible overdraft. Make your own choice!

FAQ

Answer:

Apply for a secured credit card before you declare the bankruptcy. It is important to apply before you declare the bankruptcy because issuers may not open you a credit line while you have undischarged bankruptcy. Also, think again before you declare the bankruptcy. Talk to your creditors about your financial situation. Most of the creditors are willing to help; they can fix your interest rates or even lower them while you are paying off the bala...

Answer:

The only way is to apply for a balance transfer credit card. You can combine the balance of both of your cards on to one balance transfer credit card, if you are extended a big enough credit limit. But to qualify for such credit card you should have good or excellent credit history. If your credit is lower than good, you can consider applying for the Barclaycard® Rewards MasterCard® - Average Credit card. This card has a 6 months 0% intro...

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High Limit Credit Cards: Useful Tips

No wonder that a high limit credit card deal is quite risky both for a cardholder and a lender. Any lender plays safe and processes an application of a potential cardholder thoroughly. The most important and decisive factors a lender pays close attention to are applicant's credit score, his or her income, creditworthiness and outstanding debt if any. So, if you a person with high credit score, high and stable income, and low or no outstanding debt you are most likely to be approved for a credit card with a great credit line. Unfortunately, a person with unstable income and bad credit or fair credit is turned down in most cases.
It is important to mention that apart from your application you personally can also influence a lender's decision on the amount of your credit line. Simply inform your favorite credit card company on credit limits you are being offered by their competitors, let it beat your previous offers. Create a healthy competitive environment! As for you as a potential high limit credit cardholder, just keep in mind that the higher a credit limit, the higher your debt possibility.
It can also turn out to be dangerous to use all your credit limit available at once. By doing that you can damage your FICO score significantly. It is advised not to exceed 30% of your credit limit on each card. When using your high-limit credit card do your best to avoid penalty charges, weigh your financial capacities carefully, manage your credit account wisely and make your credit payments duly.

Setting a Credit Limit by Yourself

Many credit card issuers offer cards with no pre-set spending limits. Usually these cards are offered to excellent or good credit consumers and business owners.
Cardholders decide themselves what credit limit to set considering their own needs and spending habits. And they get definite advantages of pre-set limit cards.
However, using credit cards with no limits set you can face a hidden challenge. There is an idea of credit utilization, the ratio of a cardholder's actual debt to his or her potential debt, which credit bureaus take into account when scoring credit. And what's logical, if it is a card with no limit, there will be no utilization ratio. But it is not a deadlocked situation as to calculate credit utilization for cardholders with no pre-set credit limits most credit card companies typically allow credit bureaus to consider cardholders' highest balance. Nevertheless, cardholders should keep an eye on credit card companies reporting their highest balance so that their scores would not be damaged.
With your responsible approach no pre-set credit cards will give you financial freedom and flexibility.

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