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Horizon Card Services Horizon Gold Credit Card

Credit Card Applications for Bad Credit from MasterCard and Visa

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for EXCELLENT Credit
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0% Intro APR. No Annual Fee.

Great Rewards Programs.

for BAD Credit
Horizon Gold

Instant $500 Credit Line.

No Credit Check.

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WebBank/Fingerhut Credit Account
WebBank/Fingerhut Credit Account
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for a WebBank/Fingerhut Credit Account today. Fill out our easy online application.
  • Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.
  • Choose From Over 450,000 items.
  • Shop Great Brands at
  • Get the Credit You Deserve.
  • We just love saying "YES!"
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National Credit Direct
National Credit Direct
  • Guaranteed Approval on Big screen TVs, computers/tablets, mattresses, appliances/vacuums, toys, jewelry, handbags, watches, gaming and more!
  • 5% Cash Back on All Purchases or FREE merchandise6
  • $1/day6 or less for Apple, Samsung, Acer and more
  • No Over Limit Fee
  • FREE Credit Score Every Month -- Won´t affect your credit
  • Bad Credit, No Credit, No Problem
  • Build Your Credit and Payment History with Unsecured Credit Line
  • Up to $3,500 Spending Limit
  • Instant Response -- Start shopping in the next 60 Seconds
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Aspire Credit Cards and Other Cards for Bad Credit

Aspire credit cards were once popular among customers with bad credit who had been denied before. Designed for people with low credit scores, Aspire cards provided cardholders an opportunity to build or rebuild their credit by sending regular reports to major consumer reporting agencies. Though Aspire credit cards are no longer being issued to new card members, there are many offers for people with bad scores and no credit.
At our site you can choose from the secured and prepaid cards even if your credit isn't that great! Even if your score isn't that high, you can get approved, there are no credit check or bank account required for approval for some of the cards we offer. Compare new prepaid debit cards and credit cards that can help you build or rebuild your credit history. Research our bad credit card offers to find one that is just right for you and will provide necessary security and convenience, help you manage your finances and even save money. Compare all offers for bad and no credit and apply online! There are choices other than Aspire credit card.

Credit Cards and Prepaid Debit Cards

Each person's situation is unique and requires different solutions. You can choose from credit cards designed for people with no credit and bad credit, secured and prepaid debit cards.
A credit line is extended by credit cards; you borrow within the stated limits and pay interest on the owed amount. There is a danger of accumulating debt if you fail to make payments on time. Prepaid cards can provide short-term loans till your next paycheck, but usually you can only spend the amount you deposit onto the card. There is no debt and no overwhelming interest payments on prepaid debit cards.
Credit reporting to major consumer reporting agencies is provided by the majority of credit cards for bad credit and also by the best of the prepaid reloadable cards.
Credit building features are now too available with prepaid debit cards.
Guaranteed approval with no credit check is provided by prepaid cards and only by some credit cards for bad credit.
Both credit cards and prepaid debit cards can be used anywhere Visa or MasterCard are accepted to make purchases online or in-store, book flights and hotel, rent cars, pay bills and more! Choose what is best for you - prepaid debit cards or credit cards for no/poor credit and apply online!

Build Your Credit History

Credit cards for bad credit and some of the prepaid debit cards presented on our site can help you improve or build your credit history. Choosing the right card is essential if you wish to improve your credit rating. To rebuild or build your credit history you need to pay off your balances on time and not exceed your credit limit. Also make sure to apply for a card that regularly reports to major Consumer Reporting Agencies, as proving to credit bureaus that you are a responsible borrower is one of the main conditions for credit improvement.
If you wish to qualify for lower interest rates and higher credit limit, you need a good credit score. That is why improving your credit history is so important. Bad credit may also influence terms of your employment, housing and your insurance rates. Choose what is best for you and apply for a card that will help you build or rebuild your credit. Fill out a secure application form online.

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Apply for a secured credit card before you declare the bankruptcy. It is important to apply before you declare the bankruptcy because issuers may not open you a credit line while you have undischarged bankruptcy. Also, think again before you declare the bankruptcy. Talk to your creditors about your financial situation. Most of the creditors are willing to help; they can fix your interest rates or even lower them while you are paying off the bala...


Right you are. With a prepaid card you load and spend your own money. Prepaid cards do not require a credit check and can be used like a regular credit card for online shopping and bill payments. They are a good way of managing your finances. With a regular credit card you spend money you’ve borrowed from a bank. Regular credit cards require a credit history and come with APRs and fees you should be aware of....

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* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners.
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